Protecting your personal belongings is always a primary concern for any family. At Insurance Network of Texas, our Personal Lines Specialists work with you to develop a custom-tailored insurance program to protect your family, home, auto, and other valuable possessions at the most reasonable, competitive costs our carriers can provide.

The biggest investment most people will ever make is in their home. That’s why it makes sense to protect the sizable financial investment you’ve made in your own home with a comprehensive homeowners plan. 

Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.

Basic Protection You Need For:

• Your home 
• Other buildings or structures on your property
• Your personal belongings - furniture, clothing, appliances, etc.
• Additional living expenses
• Your personal legal liability 

Special features you can choose for additional security:

• Home Replacement Guarantee 
• Replacement Cost on Contents
• Additional Coverage Form

To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation. 

If you have any doubts about the appropriate level of automobile coverage that’s right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs.

Compulsory Auto Policy Coverage:

• Bodily Injury to Others
• Personal Injury Protection
• Bodily Injury Caused by Uninsured Auto
• Damage to Someone Else's Property

Optional Coverages:

• Optional Bodily Injury to Others
• Medical Payments
• Collision
• Comprehensive
• Substitute Transportation
• Towing and Labor
• Bodily Injury Caused by an Underinsured Auto

Life insurance is a crucial step in planning for your future and your family’s future. It can fulfill promises and obligations to your family if you are no longer living. 

The death benefit is income-tax free and can be used to cover funeral expenses, repay debt, provide education, pay estate taxes or any other expenses your survivors may incur. 

Life insurance may also be used to help ensure that a family business will pass to your intended survivor. There are also benefits to certain types of life insurance plans during your lifetime.

Umbrella insurance refers to a liability insurance policy that protects the assets and future income of the policyholder above and beyond the standard limits on their primary policies.

The term "umbrella" is used because it covers liability claims from all policies underneath it, such as auto insurance and homeowners insurance policies.

Umbrella insurance provides broad insurance beyond traditional home and auto. It provides additional liability coverage above the limits of homeowner's, auto, and boat insurance policies. It can also provide coverage for claims that may be excluded by the primary policies.

Insurance Network of Texas was grown locally, surrounded by the farm and ranch lands of central Texas. Since our founding in 1949, we’ve understood what it takes to make a successful farm and ranch.

For more than 60 years, we have worked hard to protect your hard work. So, we understand the unique insurance needs of farmers and ranchers and provide specialized policies for every coverage situation. Whether you own or rent property; run a large or small operation; raise livestock or grow crops, we have a policy that can be customized for your individual needs. 

From owner’s polices, to farm equipment coverage, animal collision and farm and personal liability, our dedicated agents will work to find a policy that will work for you. 

We know that you work hard to play hard. Because of this, we have committed ourselves to protecting all the joys in your life, including your recreational toys. From the water, to the road and beyond, our comprehensive insurance plans can be tailor fit to your specific recreational needs.

Ask an agent today about coverage for your: 

·         Motorcycle

·         ATV (All-Terrain Vehicle)

·         RV (Recreational Vehicle)

·         Travel Trailer

·         Jet Ski

·         Boat

·         Snowmobile